Who We Are?
Lendingkart Finance, is a non-deposit taking NBFC, providing MSME lending in India. The Company aims to transform small business lending by making it convenient for MSMEs to access credit easily. The Company uses technology and analytics tools, analyzing thousands of data points from various data sources to assess the creditworthiness of small businesses rapidly and accurately.
Lendingkart Finance, unlike banks and other NBFCs, do not focus on vendor’s old records (Past Financial Statements & Income Tax returns) to evaluate the credit risk profile of a potential client. The NBFC focuses on the client’s current year’s cash flows and business growth. The objective is to make capital funds available at finger tips so that entrepreneurs can focus on business instead of worrying about gaps in their cash-flows.
Lendingkart Finance Limited (Lendingkart) provides working capital finance to underserved entrepreneurs and small businesses in India. Lendingkart Technologies Private Limited is a fin-tech startup in the working capital space. The Company has developed technology tools based on big data analysis which facilitates lenders to evaluate borrower’s creditworthiness and provides other related services.
Lendingkart offers fast and hassle-free business loans designed to help small and medium enterprises grow without financial stress. With minimal documentation and a 100% online application process, business owners can get unsecured loans ranging from ₹50,000 to ₹2 crores. Lendingkart uses advanced data analytics to assess eligibility, ensuring quick loan approvals and disbursals—often within 72 hours. There’s no need for collateral, and flexible repayment tenures from 6 to 36 months make it easier to manage cash flow. Whether you're expanding operations, purchasing inventory, or investing in new equipment, a Lendingkart business loan provides the financial boost you need. Their services are accessible across 1300+ cities in India, making them a preferred choice for entrepreneurs nationwide. Transparent terms, competitive interest rates, and a seamless digital experience position Lendingkart as a trusted name in business financing. Apply today and take your business to the next level with Lendingkart.